Helping to make a house your home

Buying a property can be one of the biggest decisions we ever make, having the right advice is so important.

As an experienced adviser within the mortgage industry, your house buying needs are in safe hands.

From an initial conversation to finding you the right mortgage and liaising with all the relevant parties, I am your single point of contact to make it all happen.

It is a great privilege for me to help you realise your dreams.

First Time Buyer

Setting up home for the first time is an incredibly exciting time of life. It can also feel quite daunting because of the financial commitment you will need to make.

There are lots of areas you need to consider which is where a mortgage adviser can be invaluable to you.

I will help you to establish how much you can afford to borrow, what size of deposit you will need, and what your repayments will be, giving you peace of mind about the decision you make.

Home Mover

Moving home can be a stressful experience, but with our expert guidance on all aspects of your mortgage, you can be assured of a smoother ride.

In today’s tough financial climate, it’s crucial that you secure the right mortgage for your circumstances when moving home.

With so many mortgages available, from a variety of different lenders, it can be difficult to know which way to turn. As an experienced advisor I have all the options at their fingertips, and can advise on those that will work most appropriate for you.

Your individual financial circumstances are at the heart of the advice I give, ensuring that whichever path you choose, it suits your lifestyle and future ambitions.

Remortgage

There are a number of reasons why you might look to remortgage your home.
It could be to help you with your monthly budgeting and look to reduce your monthly mortgage payments .

Maybe your existing mortgage deal is coming to an end and you want a new competitive rate. Perhaps your family is expanding and you’d like raise finance to make some home improvements or a large purchase. Perhaps you want to repay your mortgage earlier than previously planned. You could even use it as a way to raise funds for a large expense or consolidate other short-term debt.

Remortgaging accounts for over a third of all home loans in the UK. It is definitely worth considering what’s on offer in the current market. There are plenty of options available.

Protection

Family is important; that’s why it’s best to get expert advice to help protect what matters, when it matters!

You often hear ‘it could never happen to me’ or ‘I will sort it out later’. Well the old maxim of failing to plan is planning to fail.

Everyone and every family is different, I will help you plan so you and yours are protected should the unexpected happen.

Buy to Let

A Buy to Let mortgage is specifically for purchasing an investment property that you plan to rent out.

I know the range of products on the mortgage market and the many differing criteria that lenders look for. My stress-free service applies to our Buy to Let mortgage service, as with all my other mortgage services, so you don’t need to be an expert before we speak.

I will guide you through the many options and factors to consider of a Buy to Let mortgage. I know the things to consider and are here to arrange the best deal and protection for your Buy to Let mortgage.

Some Buy to let mortgages are not regulated by the Financial Conduct Authority

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Some Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

Accent Mortgages is a trading style of First Class Financial Advisers Ltd an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

First Class Financial Advisers Ltd is registered in England and Wales. Company Number 09264576. Registered Address 132 Eastwood Road, Leigh-On-Sea, Essex, SS9 3AD

The guidance and/or information contained within this website is subject to UK regulatory regime and is targeted at consumers in the UK.